Premium Financing
Research Desk
Research Desk
Premium financing keeps your clients' premiums inside the portfolio you manage. That protects your recurring revenue, deepens wallet share, and — per 2026 M&A data — adds roughly a full turn of EBITDA to your enterprise value.
See what an institutional premium financing capability is worth to your practice. Adjust the inputs below — every number updates live.
Start the 60-second diagnostic ↓Five questions, no jargon. You'll get an instant read on the enterprise value, wallet share, and client retention your firm may be leaving on the table — and the one place to start.
We'll email your personalized breakdown plus the Premium Financing Field Manual. One email — no list-spam.
Integrated insurance and premium-financing capability commands a valuation premium of about +1.0x EBITDA over generalist peers (Sica Fletcher, 2024), with high-quality integrated firms trading north of 12x in the 2026 market. Model your own firm:
One client. One large policy. Watch a decade play out two ways — the client pulling premiums from the portfolio you manage, versus financing them and leaving the assets invested.
The valuation premium isn't theoretical. It's how strategic acquirers actually price integrated firms in 2026.
A plain-English illustration you can put in front of a $30M+ client — framed as estate-liquidity strategy and institutional leverage, not "insurance." Adjust it live; this is the caliber of analysis Goheen's desk stress-tests for every case.
Before the platform, the credibility. This is the institutional-grade analysis Goheen publishes — the reason RIAs quote the desk by name, and the engine that feeds every co-branded asset you'll run.
Collateral mechanics, AG 49-B illustration rules, exit strategy, and the failure modes that sink financed cases.
The 2024–2026 M&A data behind the +1.0x EBITDA premium — and how to document the organic growth buyers pay for.
How $30M+ families use institutional leverage to fund legacy protection without liquidating illiquid holdings.
Most IMOs hand you a commission split and wish you luck. Goheen hands you the machine. Partner on a single premium financing case and we build — and run — the client-acquisition engine behind it, configured for your firm. Co-branded. Compliance-ready. Turnkey.
This application — the calculators, the diagnostic, the client illustrations — co-branded to your firm, so prospects run the numbers with your name on them.
A done-for-you content engine: a LinkedIn cadence, a monthly intelligence brief, and email sequences that keep you top-of-mind with HNW prospects.
Purpose-built pages — Case Review intake, webinar registration, research library — wired to route warm, qualified leads straight to your calendar.
Every case stress-tested and returned as institutional-grade analysis within 48 hours — the technical horsepower behind your client conversations.
Co-branded RIA and CPA sessions — slides, scripts, CE/CPE eligibility — so you fill a room without building the content yourself.
Every asset pre-flighted against FINRA and SEC marketing-rule standards, so you move fast without the legal drag.
No retainers. No build fees. No monthly software bill. Goheen invests in your growth because we only win when you win — one funded case covers it, and everything after is yours.
Start with one case →One real client case, stress-tested by Goheen's design desk and returned as an institutional-grade analysis you can hand to your client. No product pitch. No commitment. The only ask is one introductory call after you've read it — and close it together, and the entire Premium Financing Marketing System activates for your firm.